Terms

Terms and refunds

Written to be read, not to be survived.

Courses

Courses are sold through Selar in naira. Selar is the merchant of record: your receipt comes from them and your card details never reach this site. Prices shown here are matched to Selar’s live price; where they differ, Selar’s checkout price is the one that applies.

Refunds

7 days from purchase, no interrogation. Email [email protected] from the address you bought with, with the word “refund”. Refunds are processed through Selar back to the original payment method and may take up to 7 working days to appear.

One condition, stated honestly: refunds are for people who tried the material and found it wrong for them, not for people who downloaded the templates and resell them. Repeat refund-and-keep patterns get declined, and that is the only reason a refund is ever refused.

No income guarantee

Nothing on this site promises an income. Examples, rate cards and earnings ranges are estimates from real observations on the date stated. What you earn depends on your work, your market and platform decisions outside our control.

Not financial, legal or tax advice

Pages that touch regulation describe what the rule says, not what you should do. For tax and corporate questions, use a Nigerian professional.

Access and updates

Course access is lifetime for the buyer. Updates are free and pushed when platform rules change. Sharing your access link is a breach of these terms and ends access without refund.

Membership

The Intel Membership is ₦2,500 a month, billed through Selar, cancellable any time from your Selar dashboard. Cancelling stops future billing; the current month is not pro-rated.

Liability

The site is provided as is. We are not liable for platform decisions taken against your account, tool outages, or prices changed by vendors after our verification date.

Governing law

These terms are governed by the laws of the Federal Republic of Nigeria.

Single course price referenced: ₦5,000. Last updated 5 November 2026.